Business Fire? Here's what to do.
Here's A List Of To-Do Items
Your levelheaded actions in the chaotic aftermath of a fire often determine how quickly you can reopen your business. If you have a fire contingency plan with up-to-date records stored off site, you're way ahead in the recovery timeline. Business blueprints, insurance policies, licenses, inventories, accounting statements, employee records, etc., are critical documents that can help speed your insurance claim.
Good documentation is imperative post-fire, too. As you organize your business' rebound in Lake Charles, LA., record your fire restoration purchases, keep receipts and document all communications.
1. Immediately contact your insurance company. Check your fire insurance coverage and advise your agent.
2. Don't touch any damage. Wait for the insurance inspection.
3. Secure the premises. Avoid vandalism by asking for extra police patrols or arranging private security. If there's exterior damage, contact fire restoration professionals to tarp the roof and board up breaches to avoid secondary damage before your building is inspected.
4. Turn off all utilities. Don't resume service until your property's cleared by the utility company.
5. As soon as you can officially reenter your building, retrieve important paperwork. If not stored off site, recover all key documents, cash and valuables.
6. Keep all business-related parties up to date. Provide your contact information to employees, customers, vendors, suppliers as well as banks, utilities, the post office, etc. Inform them of fire restoration progress and the estimated timeframe for reopening your business.
7. Consider the help of a public adjuster. If you feel more objectivity is needed to settle your insurance claim fairly, request a review by an impartial public adjuster licensed by the state to negotiate disputed settlement issues.
Fire restoration goes beyond smoke cleaning and water damage remediation services. It's a common-sense, many-faceted process that furthers your chances of fully recovering from a disastrous fire and getting your company back to the business of business.